What Should I Bring to My Meeting With My Bankruptcy Attorney?
In life, it’s absolutely important to be prepared. This is also true when preparing to meet with an attorney. If you are considering filing for bankruptcy, your first meeting with your bankruptcy attorney can end up being a big waste of time if you don’t come to the meeting prepared.
Following is a list of "bankruptcy documents" you should bring to a meeting with your attorney—even if your attorney doesn’t ask for them beforehand. Remember, better safe than sorry!
- Bring a list of all of your creditors.
- Be prepared to disclose all of your financial affairs. You must disclose everything or you could be accused of fraud.
- Bring originals and copies of all loans or financing documents you have. These could include loan agreements, title policies, insurance policies, mortgages, deeds of trust, etc.
- Bring any information you have that shows payments were made, such as cancelled checks or money order receipts.
- If you’re involved in foreclosure, bring all applicable documents.
- Bring originals and copies of all correspondence to and from creditors/debtors.
- Use a calendar to mark down the dates of when things happened, when you received notices, etc. Bring this calendar to your meeting.
- If anyone guaranteed a lease or loan for you, bring the information on the guarantor with you, as well as copies of any documentation.
- Lastly, bring the names, addresses, and phone numbers of the names of all the representatives you’ve dealt with at various financial institutions.
Call us toll-free today at 1-800-260-1402 for your complimentary initial bankruptcy consultation or visit one of our 100 offices across the United States. You can also read our many informative articles on our website, www.maceybankruptcylaw.com. For the best advice on filing for Chapter 7 or Chapter 13 bankruptcy protection, trust the experienced and caring attorneys at Jacoby & Meyers Bankruptcy Law.