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Tag Archives: debt settlement

Some Ways to Avoid Bankruptcy

Before deciding to declare bankruptcy, seriously consider some of the following alternatives. Trim your budget everywhere you can. Make a list of your regular expenses and go over it carefully. Can you pack a lunch instead of buying one at work?  Can you jog and work out at home so you don’t have to pay… Read More »

Debt Settlement vs. Chapter 13 Bankruptcy Explained

One alternative to bankruptcy is debt settlement. Debt settlement has its pros and cons, and we’ll talk about both in this blog—and why sometimes Chapter 13 bankruptcy might be the better answer. With debt settlement, you ask your creditors to accept less than what they’re asking for, effectively canceling a portion of the debt. It… Read More »

Do I Have Alternatives To Bankruptcy?

To some people, filing for bankruptcy may feel like a last resort—and put off doing it as long as possible. However, if you are struggling with debt, feeling like you can’t get out from under, you need to do something. There are alternatives to bankruptcy, and we believe that it is important you explore them… Read More »