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Tag Archives: chapter 13

Judicial Structure for U.S. Bankruptcies

There is no such thing as filing a bankruptcy petition in a state court.  State courts have no jurisdiction over bankruptcy and any debtor filing bankruptcy must file with a U.S. bankruptcy court.  In addition, the bankruptcy courts are units that fall under the U.S. federal district courts, which are trial courts in the federal… Read More »

Deciding Whether to File Chapter 7 or Chapter 13

Various factors come into play when deciding what type of bankruptcy to file.  The entire purpose of filing bankruptcy is to wipe debts clean and restore solvency.  Because filing an inappropriate form of bankruptcy may not serve the intended purpose, it is important to carefully evaluate the types of bankruptcy. Exempt assets Depending on which… Read More »

Do I Have Alternatives To Bankruptcy?

To some people, filing for bankruptcy may feel like a last resort—and put off doing it as long as possible. However, if you are struggling with debt, feeling like you can’t get out from under, you need to do something. There are alternatives to bankruptcy, and we believe that it is important you explore them… Read More »

Is Chapter 13 Bankruptcy Right For Me?

You’ve made the decision to file for bankruptcy. However, you’re not sure if you should file for Chapter 7 or Chapter 13. This blog will discuss Chapter 13 bankruptcy and its pros and cons. If you have a regular income with an ability to repay at least a portion of your debts, or you have… Read More »